Wednesday, April 2, 2025Wildfires are fiercely damaging. From January 1st through September 11, 2017, an estimated 48,082 wildfires occurred in the United States, according to the Information Insurance Institute (III). The agency also reports that this type of fire is responsible for $5.1 billion in losses over the last 10 years. READ MORE >>
Monday, March 3, 2025Does your home insurance extend to cover your new boat as well? In most cases, it is best to have a stand-alone boat insurance policy. Here are some considerations for you to discuss with your independent agent. Check the Size and Horsepower READ MORE >>
Monday, February 3, 2025Car accidents are scary no matter if they’re small fender-benders or multi-car crashes. If you are involved in an accident of any kind, it is important to have the damage assessed by a professional. But what happens in a large crash? How do you know when your car will be declared as totaled? READ MORE >>
Monday, January 6, 2025Tailgating is a very dangerous driving practice that motorists do for a variety of reasons. Some motorists are in a hurry to get somewhere, while others don't like adjusting their speed to accommodate the driver ahead of them. Sometimes drivers tailgate without realizing it because they are accustomed to short following distances. READ MORE >>
Monday, December 9, 2024When it comes to what is and isn't covered on home insurance the line is usually drawn at one simple question: Was there anything you could have done to prevent the damages? This is why we check our plumbing for leaks and keep our smoke detector batteries fresh. One area that many homeowners neglect, however, is ventilation. READ MORE >>
Monday, November 4, 2024The rules and regulations of insurance, like the rule of law, are not a rigid, mathematical sort of thing. Programming adheres to concrete rules of "if this happens, then that happens." The same goes for engineering and most board games. In matters of insurance, however, quite a bit comes down to judgment and interpretation. READ MORE >>
Monday, October 7, 2024Changes that occur in your life or with your primary vehicle warrant a new look at your auto-insurance coverage to make sure you have the most up-to-date coverage working for you and all of the drivers in your family. READ MORE >>
Monday, September 2, 2024You know that renters insurance is important, but you also wonder what the odds are that you will need it. After all, the building is covered. Yes, the building is covered, but if there is a fire or another covered event, the landlord is not going to replace or repair your belongings. READ MORE >>
Monday, August 5, 2024Potholes are more than just a nuisance while driving; they can actually cause quite a bit of damage to your car in some cases. Hitting a deep pothole—or even a shallow one at a bad angle or too fast of a speed—can lead to tire damage, alignment issues and other problematic forms of vehicle deterioration. READ MORE >>
Monday, July 1, 2024With so many reported burglaries and “stranger danger” scares in the news, many people feel very uneasy about letting strangers into their homes. However, electricians, plumbers and contractors — among others — must enter the home in order to perform their jobs. READ MORE >>
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